Moneymour is a payment method providing instant loans for online purchases. We allow customers to buy now and pay later in installments. The credit decision is traditionally manual almost exclusively based on the customer's credit history: this causes a slow process and imperfect results. Moneymour enriches traditional data by connecting to the customer’s the bank account and social accounts, and our algorithm takes a more informed decision in a few seconds. This way we help customers prove their reliability, even if they do not have a credit history, through a simple and transparent UX.