Hybrid Edtech & Fintech social enterprise with globally patented technologies that teach kids under 18 financial, entrepreneurship, career/work-readiness (FLEC) skills in their homes, schools & communities. Grounded in the Science of Experiential Learning and Cognitive Development Research, Life Hub is the world's first transitional FLEC experiential learning system with real income generation and banking-style tools powered by AI/ML, designed to build positive lifelong behaviors and skills.