BoN is among the 14 listed banks out of over 1,000 domestic banks nationwide (IPO in 2007), ensuring information transparency and appropriate governance. The long-term Chinese credit rating for Bank of Nanjing is AA for 2009 based on its risk control strengths, sound CAR (14% at end of 2009) and sustainable growth. Bank of Nanjing is first and foremost a bank that provides full range banking services to meet the needs of Chinese and international medium-sized enterprises and SMEs (altogether over 100,000 corporate clients). The bank has also a large individual client base (over 2 million individual clients) and can offer to its clients all kind of banking products (loans, wealth management products, credit cards, etc.). Last but not least, Bank of Nanjing benefits from its strong dealing room capabilities and is one of the key players in the Chinese inter-bank bond trading and bond underwriting market.