Total Financial has been a leading Brokerage General Agency and a primary independent resource for producers for over 40 years. We are one of the Nation's leading experts in developing and underwriting life insurance for wealthy individuals and businesses. The companies we represent, several of whom we lead every year, value our input and consult with us to keep them on the cutting edge of the brokerage world. Total Financial is now a partner of BRAMCO, one of the largest Independent Marketing Organizations in our Industry, which provides us access to exclusive services with many of our carriers. Not only do we handle all servicing for our agent's policies, but we also offer unique sales ideas. We specialize in markets such as Foreign National coverage, Premium Financing plans, Long Term Care benefits, Unique Leveraged Executive Bonus plans and COLI. We also have one of the leading experts in SPIA Sales. SIPC http://www.sipc.org BrokerCheck https://brokercheck.finra.org