Humo was established in 2004 to carry out a special mission — to provide access to financial resources to the rural population of Tajikistan, in particular, women. To date, our company is one of the leaders and dynamic players in the microfinance sector of Tajikistan. Over 75% of our active portfolio is placed in rural areas of Tajikistan and 45% of the total number of clients is women. The model of our success includes our staff, our clients, society and the environment around us. In taking actions to help grow the business, promote further economic recovery of our country, and to strengthen local communities, we are demonstrating our vital social role.