In 1975, IBS Group was the first licensed insurance broker established in Indonesia. From those early beginnings we have continued to expand and evolve our service capability to become the country's only truly integrated risk services provider. The keystone of IBS Group's service capability is our structured diversity. In order to meet the growing needs of our corporate and private customers, IBS Group has developed an integrated group of operating companies to deliver a complete range of insurance and risk solutions to the highest international standards. IBS Group delivers the complete profile of insurance and risk management services needed by major corporations, small and medium-sized enterprises and individual customers through our wholly-owned subsidiary companies: + Risk services. + Reinsurance services. + Risk management services. + Healthcare Management Services. + Technology.