Jiko is the world’s first financial infrastructure layer purpose-built for modern cash storage, yield, and on-demand access. Jiko's proprietary technology offers modern and infinitely scalable banking that's systemically safe, massively efficient, and built for today's digital reality.
Jiko’s world-class API provides access to the complete and vertically integrated Jiko stack. Jiko Corporate, the direct business product, is built on the Jiko API and is the first modern cash optimization platform built on US Treasury bills.
About Jiko
Jiko spent its first six years building its regulatory stack (nationally registered bank; nationally registered broker-dealer), its secure technology stack, and its corporate stack. In 2022 Jiko launched Jiko API and in mid 2023 Jiko began partnering with financial experience builders as varied as major retail investing apps to treasury management platforms to innovate their financial products.
Jiko was founded by a Caltech mathematics PhD and veteran of Goldman Sachs, and is led by an experienced team hailing from financial and technology industry leaders. Our advisors include former US Treasury Secretary Larry Summers and Sheila Baer, former head of FDIC. Jiko's headquarters are in San Francisco, with business offices in NYC and an engineering hub in Reykjavík.