PT. Asuransi Purna Artanugraha hereinafter reffered as ASPAN Insurance established on June, 10th 1991. Having Its business license issued by Departement of Finance, Republic of Indonesia through its decree No. 155/KM. 13/1992,dated 23rd May 1992, Its business activty is mainly concentrated on loss Insurance. The establishment background of ASPAN Insurance was Inspired by PELNI Pensioners' Health Foundation and PELNI Pension Fund wishes to contribute in improving the wealth of the members and at the same the opening Job opportunIty for the Community. The intention was welcomed by the Management of PT. PELNI which resulted in the establishment of the in 1991, and started its operation in 1992 atter having its official license issued by Department Of Finance In the same year. The shareholding structure of ASPAN Insurance compotition of 60% owned by PT. Jaya Kapital Indonesia (JKI), 27,77% by PELNI Pensioners' Health Foundation and 12,23% owned by PELNI Pension Fund. At first, the business activity of ASPAN Insurance is to handle the segment of Marine Hull and passengers Personal Accident insurance of PELNI. In the course of time, along with the development of its business, the business portfolio of ASPAN Insurance grew to include other segments.