paywith.glass is intelligent Digital Currency/Electronic Payment (DC/EP) infrastructure, built to empower billions of people to transact instantly, with currency fluidity, from anywhere on Earth, at any time. Financial services have changed dramatically over the 50 years since SWIFT was built and the job to be done now goes far beyond settlement, clearing and reconciliation messaging. Today's infrastructure must include low-cost instant global settlements, solutions to serve the unbanked, support for e-commerce, micro-payments, IoT payments, real-time KYC/AML and global multi-currency Central Bank Digital Currency (CBDC) transactions. paywith.glass is designed for today's instant world and the era of digital currencies, exceeding these requirements and providing modern intelligent infrastructure powered by Artificial Intelligence and Distributed Ledger Technology, which sits on top of proprietary distributed cloud architecture. This solution provides an easy to use API and includes a native white-label mobile super-application, interfaces for PoS & e-Commerce integration, KYC/AML support and native issuance, circulation and instantaneous cross-currency transactions of CBDCs. paywith.glass is the Internet for the world's money.