Total Credit Management Group International, TCM Group, was established in 1987 when a small group of credit management firms and debt collection agencies, primarily located in the Pacific Rim, banded together to combat the rising tide of outstanding receivables and collection costs in international trade. Creating a one-stop shop for companies, organizations, and individuals in need of credit management solutions and commercial and consumer debt recovery services on a global scale, TCM’s founding members wanted to give clients access to the combined experience and expertise of a cross border, cross-jurisdictional network. And the fruits? Since 1987, TCM has expanded to include 167 offices in 145 countries in every major economic region of the world and has proudly earned itself a first-class record in enhancing cash flow for the vast majority of its clients through accurate and timely credit reporting and, above all, successful recovery of delinquent debts, both amicably and through court settlement. With over 25 years experience in international debt recovery, we understand more than most the complex legislative, cultural and logistical challenges you face in recouping monies across multiple boarders, languages, cultures, time zones, and currencies. TCM is the partner of choice in taking care of your money — efficiently, effectively, ethically — no matter where in the world you, your debtor, or your money may be.