The International Cooperative and Mutual Insurance Federation (ICMIF) is a long established and unique global organisation representing cooperative and mutual insurers from around the world. The important and common bond uniting ICMIF members is that they place the interest of policyholders/members before those of shareholders, working hard to ensure that they offer the best possible range of affordable products for their customers. Continually seeking to broaden the scope of member representation has resulted in many new members joining ICMIF, thereby increasing the networking and leverage that ICMIF has in the global financial services market. ICMIF aims to promote and work with the cooperative and mutual insurance sector globally by being a leader in providing information and services to members, and representing the interests of, the global cooperative and mutual insurance sector. Working together with the members in this way underpins the Federation’s commitment to providing “a global reach for local strength”.