Troy-Metro Agency is an independent insurance agency, providing both personal and commercial lines insurance. Types of personal lines insurance include: Homeowners, Personal Auto, Rental Dwelling, Personal Umbrella, Renters, Boat, Motorcycle, and Snowmobile. Types of commercial lines insurance include: Workers Compensation, General Liability, Businessowners, Bonds, Commercial Auto, and Commercial Property. Some of the companies we represent: Citizens, Auto-Owners, Progressive, Safeco, Foremost, Hagerty, Travelers, Hartford, and Hastings