Michael Roberts Associates, Inc. has provided sound financial advice to clients in Central New York since 1990. Located in East Syracuse, we pride ourselves on our holistic approach to financial planning. At Michael Roberts Associates, we provide a road map for our clients financial future by creating a personalized, comprehensive retirement plan. We then continuously monitor and update this plan to accommodate the changing circumstances of business and life. Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency. Michael Roberts Associates, Inc. 6320 Fly Rd #213, East Syracuse, NY 13057. (315) 428-1990. This communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, MA, MD, ME, MI, MN, NC, NH, NJ, NM, NV, NY, OH, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WV. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html