Just for Our Heroes (JFOH) is a FREE program that provides active and retired Military, Law Enforcement, Firefighters, Doctors, Nurses, Teachers and their immediate family members with exclusive savings, rebates and credits on Mortgage and Real Estate Services. Just For Our Heroes was founded by a former police officer who has become one of the go-to Mortgage Loan Officers for Heroes’ mortgage needs. The JFOH team is made up of mortgage and real estate professionals that provide incredible industry knowledge, top notch customer service and the utmost respect for our Heroes.