ElBarid is a Value Added Service Provider for Wireless Communication (VASW) focusing mainly on business SMS. We started operations in February 2002. Our main servers are in San Antonio, Texas, with redundant servers in Beirut, Lebanon, and the Netherlands. We are headquartered in Beirut, Lebanon, with representative offices in Kuwait City and Dubai. We serve more than 500 corporate customers in more than 8 different countries, of which more than 60 are banks and financial institutions.We deliver messages to more than 120 operators worldwide and covers all Europe, the Middle East, Africa, America, and Asia. Products include: 1. Hey! Pay™ (www.hey-pay.me) Mobile Payment platform 2. ElBank™ (www.elbank.me) A secure, customizable, cross-platform, and cost-effective online banking solution that integrates into banks’ existing infrastructure. The platform’s straightforward and simple UI ensures that even the most novice mobile banking users will understand how to access banks’ services. 3. EMG® - ElBarid Message Generator Used by banks, card processors and large corporations to generate messages automatically. 4. EIM® - ElBarid Incoming Message Used by banks, card processors and large corporations for accepting incoming SMS requests and generating a reply SMS containing specific data to reply to the requested inquiry. In combination with EMG®. 5. STOFOR® - Stock and Forex Used by traders within Financial institutions and trading desks of banks to notify their customers on the real time value of Forex exchange and equity. 6. EMS® ElBarid Messaging System An application with a very powerful phonebook used by individuals and corporations to organize their data on their own PC, and it is used by corporations for large broadcasts of a single message. 7. EM2S® - ElBarid Mail to SMS Application connected to the mail agent of the user or the mail server of the corporation that will generate an SMS notification for an incoming e-mail.