Experian Payments develops strategic payments software and services to enable the world's leading banks and corporate organisations to improve their payments processes and manage risk with greater control and confidence. We are unique in having a dedicated Data Team that continually identifies changes to bank data to ensure that our validation products use the most accurate information available. Our customers include many of Europe's clearing banks, insurance companies, utilities companies and telecommunication providers. We also provide solutions to a large number of UK building societies, charities, local authorities and central government departments. Experian Payments works with a variety of partners, from global systems integrators and major banks, to niche independent software providers. Together, we offer first class service and software solutions to many of Europe's largest and most innovative users of strategic payment solutions. Experian Payments adopts a quality focussed approach to all aspects of our business and we are ISO 9001:2008 certified. This means we apply a formal and structured approach to the entire lifecycle of all projects, from requirements gathering to testing and release. Experian Payments (formerly Eiger Systems) is a division of Experian plc, a global leader in providing information, analytical tools and marketing services to organisations and consumers to help manage the risk and reward of commercial and financial decisions.