October Three Consulting, LLC is a full service actuarial, consulting and technology firm that is a leading force behind the reemergence of defined benefit plans across the country. A primary focus of the consultants at October Three is the design and administration of comprehensive retirement benefits to employees that minimize the financial risks and volatility concerns employers face. Through effective plan design strategies October Three believes successful financial outcomes are achievable for employers and employees alike. A critical element of those strategies is the ReDB™ plan design. ReDB™ plans represent an entirely new, design-based approach to retirement and to the management of both the employer's and the employee's financial risk, focusing on maximizing financial efficiency and employee value. As Retirement Architects™ we are Re-Thinking, Re-Building, Re-Defining™ retirement solutions.