Since 1909, Bear River Mutual has been committed to serving the people of Utah. What began as a small northern Utah company focused on helping local farmers obtain affordable insurance has since grown to become the state’s oldest and largest personal lines property and casualty insurance company. Bear River Mutual has been headquartered in Murray, Utah since 1995. Dedication to the Utah market through independent agents, selective underwriting standards, and a focus on high-level service and shared values with our policyholders has helped make Bear River Mutual a strong and vibrant company for over 100 years. These unique qualities have aided in creating generations of loyal Bear River Mutual customers. The insurance industry has also recognized the company for its success. Bear River Mutual was named one of the nation’s top 50 performing property and casualty insurance companies by the Ward Group from 2008 to 2013. In 2015 Utah Business Magazine named Bear River Mutual one of Utah's Best Companies to Work For. Bear River Mutual, and company employees, regularly organize and participate in charitable events and activities throughout the community. From participating in blood drives, to helping provide college scholarships to local students, to donating vehicles to local families in need, a focus on giving back to friends and neighbors is engrained into the culture of Bear River Mutual.