VMS Provides Payment Solutions to Business in the United States. Our areas of expertise include: Credit Debit Card Processing, Mobile Payment Applications, Electronic Check Deposit, Gift Loyalty Card Programs, Receivables Purchasing. Headquartered in Richmond, Virginia, VMS was developed after years of experience in the payment processing industry. The purpose of VMS is to provide solutions to merchants that are functional, feasible, and beneficial. VMS is a company you can trust to find the best possible solution for your business payment needs, with no scams or gimmicks. To provide honest, affordable, and reliable payment processing services to businesses across all fifty states with a level of service above and beyond what is traditionally expected.