Polish Bank Association (ZBP) is a self-government organization of the banking industry in the Poland. It was stablished in 1991 under the Chambers of Commerce Charter. Membership in the ZBP is voluntary and open for all banks created under the Polish law as well as for foreign credit institutions branches operating in the Republic of Poland. Statutory tasks of the Association include: Representing and protecting common interests of member banks with respect to legal regulations related to banking; Delegating representatives to participate in the work of banking operations advisory and evaluating bodies; Participating in legislative work of legislatory commissions of the Sejm (the Parliament lower chamber) and the Senate; Cooperating with the National Bank of Poland, the government and the appropriate ministries in the area of operation of legal regulations applicable to the Polish banking system; Organizing the exchange of information between banks; Promoting of the banking sector and financial services; Constructing of the inter-bank infrastructure; Supporting the standardization of banking products and services; Popularizing financial education and knowledge about banking system; Conducting conciliatory proceedings and amicable judicature for banks; Promoting of good banking practice rules; Supporting professional education; Co-ordinating of training programmes for banking staff.