We are building the world's first INSTANT PAY LOYALTY platform that is fully integrated into daily real-life scenarios and to benefit both merchants and customers while making a payment. Pay.Cool provides all users with a referral based profit-sharing model that allows users to earn extra crypto rewards while conducting their shopping activities with the app. We hope to help with improving users' passive income with the rising value of cryptos.  Spend Once, Earn Twice. Pay.Cool provides all users with a referral based profit-sharing model that allows users to earn INSTANT CRYPTO REWARDS while conducting their daily shopping activities with Pay.Cool.