Sprk is the leading lender to SMEs engaged in UK-led Innovation. We enable SMEs to access advanced funding against their R&D tax credits and Innovation Grants at fixed rates on terms from 3 to 36 months. We're here to help your company grow faster, retain control and access a simple, digital lending solution for your business. Your business can access a Sprk Advance in as little as 48hrs with a simple, transparent fee structure and founder friendly terms. Our proprietary lending platform ensures that we can provide you with the service you should expect from a lender. We take the hassle out of accessing your money when you need it most... now.