Sophós Advisors is an independent consulting firm headquartered in Miami, with over 25 years of experience within the international financial services industry. We bring together global providers to provide families and business groups with the necessary tools to meet their unique risk management requirements. We advise high net worth families and businesses on how to use various risk management tools to achieve their planning objectives, with particular expertise in life insurance solutions as a wealth transfer planning tool. Sophós Advisors is well positioned to offer its clients independent advice, free of conflicts of interest, by representing our clients in the worldwide insurance marketplace. Our independent platform allows our team to combine diverse insurance and risk management providers, such as life insurance, property & casualty and captives to provide a tailored and comprehensive solution to our customers. We do not sell insurance, we help our clients buy innovative, viable and sustainable long-term solutions for estate and wealth planning.