Universal Merchant Bank (UMB) is a leading Ghanaian indigenous bank opened on March 15, 1972. Our Mission: To lead, create and professionally provide a wide range of innovative and superior banking services that guarantee returns exceeding stakeholders’ expectations. Our Vision: UMB aspires to be positioned as a leading Ghanaian Bank and a leader in innovative banking solutions by 2024. Branches: Thirty-five (35) branches located across Ghana; three (3) UMB Centres for Businesses (Kumasi, Accra and Kasoa); one (1) UMB PPP Incubator Centre located in Accra; and a vast ATM network. Headquarters: Liberation Road, SSNIT Emporium Building, Airport City, Accra, Ghana Reach out on social media and email: Facebook: @myumbbank Twitter: @myumbbank WhatsApp: 0266020400 Instagram: @myumbbank Youtube: myumbbank Email: info@myumbbank.com