Novatti (ASX: NOV) is an award-winning fintech that enables businesses to pay and be paid from any device, anywhere. With over 20 years of experience and active partnerships across 58 countries, the company is a home-grown Australian success story with a fast-growing global presence. As an end-to-end payments provider, Novatti’s solutions include the following: • Acquiring: Omni-channel payment acceptance for businesses. • Billing: Subscription billing, invoicing and process automation for telcos, MSP and utility sectors. • Banking via International Bank of Australia Pty Ltd. IBOA has been granted a Restricted Authorised Deposit-taking Institution licence (RADI) to conduct restricted banking business. • Issuing: Visa prepaid, debit and gift cards, digital wallets and end-to-end Program Management. • Cross-border payments: 20+ Global Currency Accounts, send and receive funds globally via local and SWIFT network routes. • Alternate payments: Flexepin vouchers and wallets, ChinaPayments including Novatti BillPay (Australian BPAY bill payment with Asian currency), AUDD (Australian dollar stablecoin) and other payment innovations. The Novatti Group holds extensive regulatory licences, including: • Australian Financial Services Licence (No 448066) • AUSTRAC (RNP100401875-001) as a Remittance Network Provider • Authorised Financial Conduct Authority e-money issuer in the UK • Registered as a Foreign Money Service Business in Canada • Member of the Australian Financial Complaints Authority (AFCA 33296)