We, at Oxyzo, pride ourselves in having a deep understanding of SMEs ' business needs. Aiming to transform small and medium enterprises into large, we offer credit solutions that are customized to help SMEs expand their operations, increase revenue, and consequently improve their profit margins. This, combined with our low-interest rates, collateral-free credit options, and 48 hours loan processing timelines transforms Oxyzo into a leading lending option for SMEs in India. Oxyzo is currently serving thousands of SMEs across India, disbursing 4000+ crores per annum, and has 5000+ crores as AUM. What makes Oxyzo a go-to option for SMEs? 1) Pay As Per Usage: Pay Interest only for the period of the usage of credit lines. No foreclosure charges. 2) Minimum Documentation: Loans processed with the requirement of minimum documentation 3) Low-Interest Rates: Interest rates as low as 1.5% p.m. 4) Custom Credit Solutions: Customised credit options for all SME needs 5) Additional Material Savings: Get raw material from OfBusiness and save up to 3% on every raw material purchase.