Factor I.N. AD is a financial institution successfully operating over 23 years on the territory of the country, relying on well-trained staff, honest and expedient service to our clients. Proof of our professionalism and high business ethics is our more than 20 years old partnership with MoneyGram Payment System Ltd, which we represent as the only non-bank institution in Bulgaria. As a licensed financial institution, Factor I.N. AD conducts the following activities under the Credit Institutions Act: - Factoring - Guarantee transactions - Trading with instruments on the money market, foreign currencies, futures money broking. The company has access to the Central credit register of BNB, Information system of the National Insurance Institute (NII) and a license for a payment institution.