Angel Oak Mortgage Solutions works directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility. Angel Oak Mortgage Solutions is a team of industry veterans who provide programs specifically for borrowers whose circumstances do not meet standard Agency guidelines but whose loan makes sense. We have experienced the housing cycles and are smart about ATR and Non-QM regulations. Our products are for owner occupied, non-owner occupied, non-traditional income, full doc and cash flow income investment properties. Angel Oak Mortgage Solutions LLC – NMLS #1160240 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/). Angel Oak Mortgage Solutions LLC – NMLS #1160240 (NMLS Consumer Access). Licensed in AL #21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO71208, CO Regulated by the Division of Real Estate, CN #ML-1160240, DE #019971, DC #MLB1160240