Pioneers explore opportunities, break new ground, and blaze trails. Alongside their neighbors, they build communities with can-do commitment. This pioneering spirit, as important today as it was when Pioneer Bank was first established over a hundred years ago, is at the heart of all we do. In 1909, a group of farmers and merchants invested ten thousand dollars to create what is now chartered as Pioneer Bank and Pioneer Bankshares, Inc. Today, Pioneer Bank has 7 convenient neighborhood branches in Charlottesville, Harrisonburg, Luray, Ruckersville, Shenandoah, Stanardsville, and Stanley. The Bank offers free and interest checking and savings accounts, online and mobile banking, bill pay, CDs and IRAs, and fee-free debit/ATM services accessible from any one of more than 55,000 Allpoint ATM locations worldwide. Pioneer Bank also serves businesses and nonprofits with checking, loans, cash management services, and remote deposit capture as well as real estate, consumer, small business, and farm lending. Financial Advisory services make a variety of investment and retirement planning options available. As technology advances and the financial landscape changes, Pioneer Bank will continue to provide quality personal services to its growing customer base by remaining independent, community-owned, and “large enough to serve you, yet small enough to know your name.”