BRAC Bank PLC. began operations on July 04, 2001, as a private commercial bank specializing in Small and Medium Enterprises (SMEs). In just two decades, the bank has become one of the most sought-after in Bangladesh while maintaining its primary focus on SMEs. BRAC Bank now has 187 branches, 30 sub-branches, 330 ATMs, 456 SME Unit Offices, and 1,200 Agent Banking Outlets nationwide. The bank's shareholders include BRAC, the world's largest non-governmental organization, and International Finance Corporation, The World Bank's private sector arm. Subsidiaries: Being a pioneer in the financial industry, BRAC Bank PLC. also ventures towards its subsidiaries to explore more and more new areas of business, considering new requirements from its consumers. Our subsidiaries are: • BRAC EPL Investments Limited • BRAC EPL Stock Brokerage Limited • bKash (Mobile banking service) Limited • BRAC Saajan Exchange Limited • BRAC IT Services Limited (BITS)