Founded in December of 2015 and based in Mumbai, India, ePaylater is a zero cost credit solution for SMEs for purchasing their supplies. This solution is available to SMEs across physical and digital sales channels and empowers them to purchase inventory across product categories at the best available prices without being constrained for credit. It also helps reduce trust deficit that typifies digital B2B commerce as buyer obligation to pay arises only after goods are physically received, with a further period of 14 days of interest free credit. For the suppliers to the SM, this helps to unblock capital, eliminate risks and collection overheads, and most importantly, it helps in boosting the sales.