CWBI is an IT&C company specialized in Banking & Finance sector, providing services of great technological and innovative value for Payment Service Providers (PSPs), strongly focused on SEPA and pan-European solutions in the payments world, in particular on Online Banking ePayments (OBeP) model and mobile channels. We are official Service Provider of MyBank, an e-authorisation solution which enables safe digital payments and identity authentication through a consumer’s own online banking portal or mobile application, offering Initiating Party services to Sellers (website integration, plug-in, gateway services), services to Buyer Banks (Validation Service), and services to Seller Banks (Routing Service). We are Frontrunner Service Provider for EBA Clearing’s Instant Payment platform RT1 - an infrastructure solution for the processing of instant SEPA credit transfers at pan-European level, fully compliant with the SCT Inst Scheme of the European Payments Council (EPC) and in line with the ISO 20022 global messaging standards for real-time payments. Besides providing early joiners of RT1 with related services, CWBI also developed its EBICS for Instant Payments software solution, a network connector compliant to EBICS specifications required by the RT1 system. We also offer Decentralized applications (DApps) development on Ethereum blockchain: - Design and development of DApps on Ethereum, based on decentralized solutions (blockchain and smart contracts); - Creation of hybrid marketplaces and exchanges, with online order books (open buy and sell orders) and atomic swaps (exchange of funds - coins and/or tokens) on Ethereum blockchain using smart contracts, with the possible use of advanced protocols such as 0x Protocol and Wyvern Protocol; - Decentralized storage integration via IPFS (InterPlanetary File System) and Ethereum’s Swarm; - Consulting on the design of fungible and non-fungible smart contract tokens, based on ERC20, ERC721 and subsequent developments.