GRINDROD BANK is a competitive specialist investment bank that provides bespoke financial services to private, corporate and institutional clients. Our service excellence is underpinned by our personalised relationships with clients. Our vision is to be the preferred provider of targeted financial service in our community based on strong customer relationships. We will strengthen these relationships by providing the right solutions that combine our technology, experience, and financial strength. We strive to create customer loyalty, shareholder value, and employee satisfaction. Our mission as a specialist investment bank is to help our private, corporate and institutional clients to achieve their financial goals by providing personalised service and bespoke products. We leverage our balance sheet, our skilled human capital and our client relationships to sustain competitive performance. By creating wealth for our clients and lending to small and medium-sized businesses, we contribute to economic growth. Our activities span property lending and corporate banking activities including: • Vanilla & mezzanine property finance • Working capital facilities • Term debt • Leveraged & management buyout finance; and • Empowerment finance Treasury raises deposits; funding and manages surplus liquidity. Deposit and cash investment products include: • Call deposits • Fixed deposits • Prime-linked notice deposits; and • Domestic medium-term note (DMTN) programme Platform Banking offers niche alliance banking products and services including: • Enablement of retail deposit-taking & transactional accounts • White labelled prepaid & debit cards • Acquiring ATMs • Bill payments and value-added services access Grindrod Bank augments its corporate finance capabilities through Oaklins, a global team of 850+ financial advisory professionals in 45 countries providing M&A, growth equity, ECM, debt advisory and corporate finanance services to entrepreneurs, corporates and investors.