Offering a way for consumers to pay-over-time is crucial for businesses selling high priced products/services to be competitive. But, many businesses have limited options and challenges with those options. SweetPay solves this dilemma with an affordable, easy-to-use, and effective financing program. SweetPay accomplishes this by having industry-leading personal loan lenders covering all credit tiers integrated in to its platform and available to consumers with a simple, single application process. Merchants don't need to be qualified or be a certain size. They also don't need to have trained staff to process a sale in a lender's portal. And, best of all, they don't have to pay a big chunk of their profit margin to finance their customers!