ERP Retirement Services is an actuarial and retirement consulting firm that offers consulting and administrative services with a focus on small and mid-size businesses and partnerships. ERP's expertise provides the level of consulting in retirement planning that is typically thought to be available only to large companies and partnerships. ERP designs plans that are tailor made specifically for business owners to maximize their retirement savings and tax advantages at minimal costs while providing valuable benefits to employees. ERP incorporates the best features of both the defined contribution and defined benefit plans into a combination plan. A combination plan allows the owner to take full advantage of saving for retirement by integrating the maximum contribution amounts permitted under defined benefit and defined contribution regulations. ERP is the only firm with the experience and technical expertise to design, implement and provide on-going support for the most lucrative and cost-effective pension plans.