Who – A dedicated team of free thinkers passionate about technology with the perseverance to build a better bank. What – The entrepreneurial heart of Bank OZK leading the digital transformation of community banking. Where – Located at the center of the Innovation District in Downtown St. Petersburg, FL. When – Founded in 2012, a storied journey from 1 engineer to a team of 40 (and still in the early stages of growth). How – With an unrelenting focus on our customers, we develop financial products and services to significantly improve their day-to-day lives. Labs thrives at the intersection of service and technology, paving its own path by operating more like a startup than a top 50 bank in the country.