First Class Mortgage consultants are available to handle every aspect of your mortgage needs. Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. First Class Mortgage is licensed to do business in ND, SD, MN and MT. We specialize in loan programs such as Conventional Loans, FHA Loans, VA Loans, USDA Rural Housing Loans, Jumbo Loans and HARP (the Home Affordable Refinance Program). As a locally owned company, we are staffed and operated by people who understand that each family is special and individual attention is necessary to satisfy each unique financial situation. Our financial representatives in Fargo are first-class. That is why at First Class Mortgage, we have simplified the mortgage process. NMLS 2520 Equal Housing Lender.