In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola, Spring Hill, Overland Park, Elwood, Horton and Troy, Kansas as well as Saint Joseph, Missouri. We are committed to earning customer loyalty by supporting our communities and providing our customers with the friendly, personalized service they deserve. Come to First Option Bank for full-service banking (including loans for your business, home or personal needs), investments and trust services. Community banking at its best! Member FDIC - Equal Housing Lender Insurance and Investment products are: Not a Deposit – No Bank Guarantee – Not insured by FDIC or other Government Agency