Linxo enables financial innovation with its open banking technologies : account aggregation (Account Information Services), Payment initiation Services, and Personal Finance Management solutions. The platform of its subsidiary Linxo Connect (www.linxoconnect.com), a PSD2 payment institution approved by the French Competent Authority (ACPR – Banque de France), provides all the technologies to access bank data and initiate payments, with the agreement of the client and in a completely secure manner ( ISO 27 001 certified). Linxo Connect offers a wide range of solutions : from APIs (Application Program Interface) up to complete white label mobile application covering the needs from startups up to banks and insurance companies. These solutions make it possible to develop new services and new sources of income for multiple use cases: budget management, account aggregation, improved loan experiences, accounting, loyalty, payment initiation, etc. The Linxo subsidiary (www.linxo.com) offers an intelligent financial assistant available through a mobile application, already installed and used by more than 3 million users in France. The free Linxo app allows everyone to have an overview of their finances and makes their money management smart & simple.