Our fundamental belief in living a better life has given us purpose to transform and innovate a flawed and dated industry. By eliminating extrinsic motivating factors and providing honest, un-incentivized advice, we’ve figured out a way to not only educate but empower consumers to make the right decision. Our fully transparent service offers robust tools and resources that finally reveal how much home someone should buy, not can buy. Get A Rate's vision is to elevate the banking industry benchmark by servicing, supporting and protecting consumers with a new standard of ethical lending. Remember, pride of homeownership should never be at the cost of sacrificing happiness. We also speak Spanish, Albanian, Turkish and Macedonian. Call 201-393-0200 to speak to a Home Loan Advisor today! New Jersey: Licensed by the NJ Department of Banking and Insurance NMLS #907795 as a Residential Mortgage Lender. Equal Housing Opportunity Lender. Registered New York Mortgage Broker - All mortgage loans arranged with third party providers. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site. Please visit www.getarate.com.