Gambit is a digital investment platform used by tier 1 and tier 2 banks, insurances and private wealth institutions. These range from AXA, BPCE, BNP Paribas, Keytrade, Pictet and others. The issues these organisations face vary market from market. - In Europe, for example, institutions looking at Gambit solutions are worried by the context of negative interest rates and the ensuing cost of large savings accounts they hold. - They are struggling to convince their users to switch from savings to investment products, worried their advisors have poor conversation rates with their proposals. - Or they are anxious that their digital investment offering isn't robust enough and they want to offer a better self-serve model to their customer base. - They also often tell us they face compressed margins and regulatory pressure and need to industrialize their wealth management processes To resolve these issues, they use Gambit modular technology to resolve a set of specific issues (profiling, portfolio optimization, pension gap,...) or deploy its end-to-end platform. The span of Gambit users range from a leading retail group with 20,000+ advisors using its platform to improve the efficiency of Client-Advisor sessions all the way to a private bank that needed to strengthen its advisory model with a digital offering.