"commerce with compassion" Dharma Merchant Services is a new kind of card payment provider serving thousands of small businesses and nonprofits with fair pricing, transparent practices, and a conscious business ethos. In addition to their core offering of virtual, storefront, and nonprofit solutions, Dharma provides unparalleled customer service, and employs trained, non-commissioned salespeople, fostered in a culture that sees business as a path to awakening and purposeful living. Dharma is totally committed to sustainable practices and partners, and sources almost exclusively with green and mission-aligned business partners. They also support the greater community by generously contributing to charitable organizations that are making a difference in the world. (Dharma discloses all costs and fees in advance, and does not charge annual fees, application, and cancellation fees.)