The West Virginia Housing Development Fund is a public body corporate and governmental instrumentality of the State of West Virginia established to increase the supply of residential housing low- and moderate-income West Virginians, and to provide construction and permanent mortgage financing to public and private sponsors of such housing. To date, the West Virginia Housing Development Fund has issued more than $4.3 billion in bonds and has financed more than 168,000 housing units since it began operation in 1969. The West Virginia Housing Development Fund is an Equal Housing Opportunity Lender, NMLS #198038.