What makes o2 Mortgage different from other mortgage companies? What makes o2 Mortgage (formerly TurnKey) different from everybody else? Instead of focusing on what you qualify for, we focus on what you can afford. The o2 Mortgage team consists of high caliber Mortgage Planners who help their clients build wealth through real estate and design mortgage plans that are aligned with their short- and long-term financial goals. About o2 Mortgage: We are a small residential finance company located in Campbell, CA (formerly TurnKey Mortgage) which was established in 2006. We believe that no matter what we do we must take ownership of our vendors, referral partners and clients. Throughout the years, we have grown exponentially by following this business model. As we’ve grown, o2 Mortgage has retained a small-company atmosphere where employees are encouraged to share ideas and make them realities. We provide state-of-the-art technology, strong leadership and the best and brightest employees in the industry. The company fosters a culture of constant innovation and growth. We strive for excellent customer service, smooth mortgage process and helping our clients achieve their financial goals along with educating them during the process. o2 Mortgage, is a division of American Pacific Mortgage Corporation I DRE 01329941 / DRE 01215943 I Equal Housing Opportunity; NMLS #1850. I David Setti NMLS #225953 I Licensed by the Dept of Financial Protection and Innovation under the CRMLA.