Why choose Tidewater Mortgage Services? Tidewater Mortgage Services, Inc. (TMSI), is a privately held mortgage company dedicated to facilitating the dream of homeownership from the first time homebuyer to the seasoned real estate investor. Asking two simple questions: 1) Is it good for the borrower, and 2) is it good for our investors - ensures moral and financial responsibility, creating customers for life and future growth. We are a local lender with local underwriting and local processing. Tidewater Mortgage Services, Inc. is licensed in ten states with sixteen branches. This enables us to give our customers: • Competitive rates • Outstanding Customer Service • Dedication • Experienced Loan Officers and Staff Tidewater Mortgage Services, Inc. is licensed by the Virginia State Corporation Commission, License MC-1206 NMLS ID 71158 - http://www.nmlsconsumeraccess.org and is an Equal Housing Opportunity Lender.