Insurance Advisernet Australia is a principal member of the National Insurance Brokers Association (NIBA) and a member of the publicly listed Austbrokers Group, who have $4.5 billion of gross written premium under management and access to a wide range of products and services. Our knowledge of the insurance industry and experience in designing and handling insurance programs for many thousands of customers, enables us to provide advice on selecting the right insurance program to adequately cover the customers' assets and liabilities. Insurance Advisernet Australia was formed in January 1996 to allow insurance advisers the benefits of maintaining their local presence whilst being able to tap into a national buying group for products and services needed by their customers in today's complex business world. Insurance Advisernet's vision is to support our insurance advisers and be a market leader in Australia, distributing quality insurance products and services that offer value to the customer. Currently, we transact over $600M in Gross Written Premiums between Australia and New Zealand. This market clout allows us to continue to give our Advisers preferred insurer relationships and industry leading products for the benefit of our clients. We have an industry leading education and compliance program that means our insurance advisers are amongst the best educated and knowledgeable in the market, allowing them to provide relevant and effective advice for their clients. From a community perspective, we are also amongst a very few businesses who take a genuine interest in the communities in which we live, whether that is at a local level, or at a Group level where on behalf of the network, we are involved financially and actually with various charities, such as Starlight Foundation, Tour de Cure, Beyond Blue and Kids Express. Dealing with Insurance Advisernet allows you the benefit of local relationships, backed by one of the largest networks in Australia.