Partior, the global unified ledger market infrastructure for clearing and settlement, is redefining the way money moves globally by optimising how liquidity is accessed. Founded in 2021, Partior is an independent company that grew from the Project Ubin collaboration backed by the Monetary Authority of Singapore. Its shareholders include Temasek DBS, J.P. Morgan and Standard Chartered. By building on the inherent features of its global unified ledger and atomic settlement capabilities, Partior is addressing the operating inefficiencies experienced by industry players, including settlement delays, limited transaction transparency and high operating costs, and facilitating the movement of liquidity for financial institutions and their customers. Its network interoperates with both digital and non-digital asset and currency networks to provide a comprehensive suite of real-time, cross-border multi-currency payments, Payments versus Payments (PvP), Delivery versus Payments (DvP) settlements and trade finance functions.