Clever short-term property finance. Up to 80% LTV Up to 24 month term Light to heavy refurbishment 1st and 2nd charge We are Catalysts. We want to enable time for change. Change to property. Change to people. Change to income. Our mortgages allow people the time to bring about change and then redeem our loans, often through refinance or sale Our people are experts in property finance. We combine the power of people with technology to make lending faster and easier. We understand when to make a loan. When we say yes, we lend.