Insurance has a crucial leadership role to play in tackling climate risk. The industry exists to manage challenging risks. It brings strong financial capital, unique risk management capabilities, and a centuries-long history of helping the world respond to risk (electricity, aviation, automobiles). But current industry solutions and practices are failing to fulfill insurance’s historic role. The result is a large and growing protection gap that particularly imperils the most vulnerable communities. At InnSure, we believe insurance can lead - by building innovative insurance products that incentivize community resilience investments and by crafting well-designed solutions to help the world manage, mitigate and recover from the impacts of climate-related risks.