JMAC is a privately owned consultancy services provider. Our team help organisations improve the quality of their decision-making by maximising the potential of their technology and data. We offer advisory services to Banking & Finance, Credit Reference Agencies, Debt Purchase Specialists, Investment Funds, P/E Houses, Telco and Utilities. JMAC serves clients in the UK, US, the Eurozone and Asia Our team are experts in the fields of Analytics, Risk Management and Customer Insight. JMAC are industry leaders in the fields of Predictive Modelling, Open Banking and Multi-Bureau Credit Scoring & Policy.